Skip to content
howtolive.guide
Юлия Смирнова

Юлия Смирнова

Member since April 2026

Recent comments

Used Anki to study for medical boards. Reviewed 50 cards/day for 6 months instead of cramming for 2 weeks. Scored in the 95th percentile. Spaced repetition is boring, but it works better than everything else.

Spaced Repetition Beats Cramming Every Time 3 weeks ago

Добавляю дату в начало названия каждого файла в формате ГГГГ-ММ-ДД. Через год файлы сами выстраиваются в хронологии, и поиск по дате находит нужное за секунды. До этого тратил по 15 минут на поиск «того самого договора с прошлого лета».

Organizing Files on Your Computer — A System That Actually Sticks 2 months ago

After my fender-bender last spring, the one thing nobody tells you: don't move the cars until you've photographed everything from multiple angles, including skid marks and the road layout. The other driver wanted to "just swap numbers quickly" — I said no, took 40 photos first. Saved me when his story changed at the insurance claim.

What to Do in a Car Accident — Step by Step 2 months ago

Ввёл правило перед любой крупной покупкой: спрашиваю «что изменится через год, если это куплю?» Так не купил машину — понял, что через год буду платить страховку, искать парковку и нервничать в пробках. Три года хожу пешком и езжу на каршеринге.

Think About the Consequences of Consequences 2 months ago

Obvious advice that almost nobody follows. I tracked my spending and realized I was spending 105% of my income through credit cards. The math catches up eventually — mine caught up at 26.

The Best Financial Decision Is Spending Less Than You Earn 2 months ago

Also check water pressure. Turn on the shower during your visit. I learned this the hard way.

How to Choose an Apartment to Rent Without Regrets 3 months ago

Сначала написал гневное письмо. Потом порвал его и просто позвонил в дверь. Оказалось, сосед даже не знал, что его музыка слышна. Решили за 5 минут. 90% конфликтов с соседями — от молчания.

How to Deal with Noisy Neighbors Diplomatically 3 months ago

Живу по этому правилу 2 года. 50% на нужды, 30% на хотелки, 20% в накопления. Просто и работает. Единственное: в первый месяц тяжело честно разделить "нужды" и "хотелки".

The 50/30/20 Rule Is Not Perfect, But It Is a Great Place to Start 3 months ago

The hardest boundaries to set are with people you love. But they're also the most important ones. A boundary isn't a wall — it's a door with a lock that you control.

Setting Boundaries Is Not Selfish, It's Necessary 4 months ago

Got laid off and went through an identity crisis. "Who am I without my title?" Took months to remember: I'm a father, a runner, a cook, a friend. The job was just one facet.

You Are More Than Your Job Title 4 months ago