Bookmark the Sites You Bank With — Never Click In

Phishing works because the fake page looks identical to the real one, and by the time you notice the wrong address in the bar, you may have already typed your password. The fix is not learning to spot every fake — it is removing the need to click links at all.

Spend ten minutes once and save a bookmark for every bank, payment app, and account that matters, then make it a rule to reach them only that way, never through an email, text, or search result. A message claiming to be your bank can no longer trick you if you never click through it in the first place.