"It Can't Happen Here" Is How It Happens Here

When everything feels stable, the idea of major disruption seems absurd. That feeling itself is the normalcy bias — the assumption that because something hasn't happened yet, it won't. Floods, economic crises, layoffs, health emergencies — they all arrive to people who thought they were the exception. You don't need to live in fear, but having a basic plan for disruption when things are calm is far wiser than scrambling when they're not.